---
schema_version: "secwatch.filing_event.v1"
accession: "0000874766-26-000064"
form_type: "8-K"
ticker: "HIG"
cik: "0000874766"
company_name: "HARTFORD INSURANCE GROUP, INC."
filed_at: "2026-09-25T20:18:34+00:00"
generated_at: "2026-10-12T13:23:22.256952+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Hartford commutes NICO asbestos reinsurance pact for $1.12B; sees $497M pre-tax gain

## Summary
- Hartford Fire Insurance received $1.12B cash from National Indemnity Company, a Berkshire Hathaway subsidiary, on Sept 25, 2026, terminating their reinsurance agreement.
- The commuted Aggregate Excess of Loss Reinsurance Agreement had provided asbestos and environmental adverse development cover since Dec 31, 2016.
- The Commutation and Release Agreement, signed Sept 23, 2026, also resolves the confidential arbitration over the parties' dispute under the Reinsurance Agreement.
- Hartford expects a before-tax net gain of $497M and a $393M increase in net income for the three and nine months ended Sept 30, 2026.
- The gain reflects release of the deferred gain on retroactive reinsurance and has no impact on core earnings.

## SEC filing metadata
- accession: 0000874766-26-000064
- form_type: 8-K
- ticker: HIG
- cik: 0000874766
- company_name: HARTFORD INSURANCE GROUP, INC.
- filed_at: 2026-09-25T20:18:34+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/874766/000087476626000064/0000874766-26-000064-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/874766/000087476626000064/hig-20260923.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000874766-26-000064
- JSON: https://secwatch.observer/filing/0000874766-26-000064.json
- Plain text: https://secwatch.observer/filing/0000874766-26-000064.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.