---
schema_version: "secwatch.filing_event.v1"
accession: "0000875357-22-000020"
form_type: "8-K"
ticker: "BOKF"
cik: "0000875357"
company_name: "BOK FINANCIAL CORP"
filed_at: "2022-04-27T23:59:59+00:00"
generated_at: "2026-06-26T04:22:49.281926+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BOKF Q1 earnings drop to $0.91 EPS from $1.71; trading revenue plunges $41.9M

## Summary
- Net income $62.5M ($0.91 diluted EPS) vs $117.3M ($1.71) in Q4 2021.
- Brokerage & trading revenue fell $41.9M to a net loss of $27.1M due to interest rate volatility and Ukraine conflict.
- Net interest revenue $268.4M, down $8.7M; net interest margin 2.44% vs 2.52%.
- Period-end loans increased $469M to $20.7B; average deposits up $560M, but period-end down $1.8B seasonally.
- No provision for credit losses; allowance 1.37% of loans; CET1 ratio 11.30%.

## SEC filing metadata
- accession: 0000875357-22-000020
- form_type: 8-K
- ticker: BOKF
- cik: 0000875357
- company_name: BOK FINANCIAL CORP
- filed_at: 2022-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/875357/000087535722000020/0000875357-22-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/875357/000087535722000020/bokf-20220427.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000875357-22-000020
- JSON: https://secwatch.observer/filing/0000875357-22-000020.json
- Plain text: https://secwatch.observer/filing/0000875357-22-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.