---
schema_version: "secwatch.filing_event.v1"
accession: "0000875357-22-000048"
form_type: "8-K"
ticker: "BOKF"
cik: "0000875357"
company_name: "BOK FINANCIAL CORP"
filed_at: "2022-10-26T23:59:59+00:00"
generated_at: "2026-06-23T01:04:13.551246+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# BOK Financial Q3 net income $156.5M ($2.32 EPS); net interest margin expands to 3.24%

## Summary
- Net interest revenue $316.3M, up $42.3M QoQ; net interest margin 3.24% vs 2.76%.
- Fees & commissions $192.6M, up $19.3M; brokerage/trading revenue and investment banking hit records.
- Loans grew $499M to $21.8B; deposits fell $2.2B to $36.4B, in line with industry trends.
- $15M provision for credit losses due to loan growth and uncertain economic outlook.
- Repurchased 548k shares at avg $91.20; CET1 ratio 11.80%, up from 11.61%.

## SEC filing metadata
- accession: 0000875357-22-000048
- form_type: 8-K
- ticker: BOKF
- cik: 0000875357
- company_name: BOK FINANCIAL CORP
- filed_at: 2022-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/875357/000087535722000048/0000875357-22-000048-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/875357/000087535722000048/bokf-20221026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000875357-22-000048
- JSON: https://secwatch.observer/filing/0000875357-22-000048.json
- Plain text: https://secwatch.observer/filing/0000875357-22-000048.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.