secwatch.observer — SEC 8-K summary
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Issuer:     BOK FINANCIAL CORP (BOKF)
CIK:        0000875357
Form:       8-K
Filed at:   2023-01-25T23:59:59+00:00
Accession:  0000875357-23-000003
Event type: earnings
Sentiment:  negative
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BOK Financial reports Q4 EPS $2.51; annual EPS $7.68 vs $8.95 prior year; loans grow 3.5% Q/Q
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- Net income $168.4M Q4 ($2.51 diluted); annual net income $520.3M ($7.68) vs $618.1M ($8.95) prior year.
- Net interest revenue $352.6M (+$36.3M Q/Q); net interest margin expanded 30bps to 3.54%.
- Loans grew $767M to $22.6B at Dec 31; provision for credit losses $15M, similar to prior quarter.
- Average deposits down $1.6B to $35.5B; period-end deposits down $1.9B; loan-to-deposit ratio 65%.
- Repurchased 314k shares at avg $103.14 in Q4; CET1 ratio 11.69%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/875357/000087535723000003/0000875357-23-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/875357/000087535723000003/bokf-20230125.htm
  HTML page:      https://secwatch.observer/filing/0000875357-23-000003

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