{"schema_version":"secwatch.filing_event.v1","accession":"0000875357-23-000037","form_type":"8-K","ticker":"BOKF","cik":"0000875357","company_name":"BOK FINANCIAL CORP","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.842167+00:00","generated_at":"2026-06-13T02:36:09.144072+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BOK Financial Q2 net income $151M ($2.27 EPS); net interest margin compressed to 3.00%","bullets":["Net income $151.3M ($2.27 diluted EPS) vs $162.4M ($2.43) prior Q; fees revenue up $14.5M to $200.5M.","Net interest margin fell to 3.00% from 3.45%; net interest revenue down $30.1M due to deposit repricing and asset growth.","Loans grew $488M to $23.2B; deposits up $714M to $33.3B; loan-to-deposit ratio 70%.","Provision for credit losses $17M; allowance/loans 1.39%; net charge-offs $6.7M (0.12% annualized).","Repurchased 266K shares at avg $84.08; CET1 ratio 12.13%."],"urls":{"canonical":"https://secwatch.observer/filing/0000875357-23-000037","json":"https://secwatch.observer/filing/0000875357-23-000037.json","markdown":"https://secwatch.observer/filing/0000875357-23-000037.md","text":"https://secwatch.observer/filing/0000875357-23-000037.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875357/000087535723000037/0000875357-23-000037-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875357/000087535723000037/bokf-20230726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:36:09.144072+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"847580298fbd1331a89e97e2f211dcb1a29d9c11","claim":"BOK FINANCIAL CORP reported financial results for the three and six months ended June 30, 2023.","evidence_excerpt":"On July 26, 2023, BOK Financial Corporation (“BOK Financial”) issued a press release announcing its financial results for the three and six months ended June 30, 2023 (“Press Release”).","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/875357/000087535723000037/0000875357-23-000037-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and six months ended June 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}