secwatch.observer — SEC 8-K summary
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Issuer:     BOK FINANCIAL CORP (BOKF)
CIK:        0000875357
Form:       8-K
Filed at:   2023-07-26T23:59:59+00:00
Accession:  0000875357-23-000037
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BOK Financial Q2 net income $151M ($2.27 EPS); net interest margin compressed to 3.00%
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- Net income $151.3M ($2.27 diluted EPS) vs $162.4M ($2.43) prior Q; fees revenue up $14.5M to $200.5M.
- Net interest margin fell to 3.00% from 3.45%; net interest revenue down $30.1M due to deposit repricing and asset growth.
- Loans grew $488M to $23.2B; deposits up $714M to $33.3B; loan-to-deposit ratio 70%.
- Provision for credit losses $17M; allowance/loans 1.39%; net charge-offs $6.7M (0.12% annualized).
- Repurchased 266K shares at avg $84.08; CET1 ratio 12.13%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/875357/000087535723000037/0000875357-23-000037-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/875357/000087535723000037/bokf-20230726.htm
  HTML page:      https://secwatch.observer/filing/0000875357-23-000037

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