---
schema_version: "secwatch.filing_event.v1"
accession: "0000875357-23-000043"
form_type: "8-K"
ticker: "BOKF"
cik: "0000875357"
company_name: "BOK FINANCIAL CORP"
filed_at: "2023-10-25T23:59:59+00:00"
generated_at: "2026-06-09T12:43:05.161922+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# BOK Financial Q3 net income $134.5M ($2.04 EPS); NIM contracts to 2.69%

## Summary
- Diluted EPS of $2.04 vs $2.27 in Q2; net income down $16.8M sequentially.
- Net interest revenue $300.9M, down $21.4M; net interest margin fell 31 bps to 2.69%.
- Period-end loans grew $486M to $23.7B; deposits up $358M to $33.7B.
- Noninterest revenue $197.9M, down $2.6M; investment banking fees rose $5.7M.
- Repurchased 700,500 shares at avg $84.17; CET1 ratio 12.06%.

## SEC filing metadata
- accession: 0000875357-23-000043
- form_type: 8-K
- ticker: BOKF
- cik: 0000875357
- company_name: BOK FINANCIAL CORP
- filed_at: 2023-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/875357/000087535723000043/0000875357-23-000043-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/875357/000087535723000043/bokf-20231025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000875357-23-000043
- JSON: https://secwatch.observer/filing/0000875357-23-000043.json
- Plain text: https://secwatch.observer/filing/0000875357-23-000043.txt

## Key facts
- Earnings Releases
  BOK FINANCIAL CORP reported three and nine months ended September 30, 2023 results: net income $134.5 million or $2.04 per diluted share, EPS $2.04 per diluted share.
  - Period: three and nine months ended September 30, 2023
  - Net income: $134.5 million or $2.04 per diluted share
  - EPS: $2.04 per diluted share
  - Result: reported results
  source text: BOK Financial Corporation Reports Quarterly Earnings of $134 million or $2.04 Per Share in the Third Quarter
  evidence_url: https://www.sec.gov/Archives/edgar/data/875357/000087535723000043/0000875357-23-000043-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.