{"schema_version":"secwatch.filing_event.v1","accession":"0000875357-24-000003","form_type":"8-K","ticker":"BOKF","cik":"0000875357","company_name":"BOK FINANCIAL CORP","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.104026+00:00","generated_at":"2026-06-06T19:41:54.183150+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BOK Financial Q4 net income $82.6M ($1.26 EPS); annual net income $531M ($8.02 EPS)","bullets":["Q4 net income $82.6M ($1.26 EPS) vs Q3 $134.5M ($2.04); annual $530.7M ($8.02) vs $520.3M ($7.68) in 2022.","Net interest revenue $296.7M, down $4.2M QoQ; net interest margin 2.64% vs 2.69%.","Operating expense $384.1M, up $59.8M, including $43.8M FDIC special assessment (cut EPS $0.52).","Period-end loans grew $181M to $23.9B; deposits up $367M to $34.0B; loan-to-deposit ratio 70%.","Sold BOKF Insurance for $31.0M pre-tax gain; AFS securities losses $27.6M from portfolio repositioning."],"urls":{"canonical":"https://secwatch.observer/filing/0000875357-24-000003","json":"https://secwatch.observer/filing/0000875357-24-000003.json","markdown":"https://secwatch.observer/filing/0000875357-24-000003.md","text":"https://secwatch.observer/filing/0000875357-24-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875357/000087535724000003/0000875357-24-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875357/000087535724000003/bokf-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:41:54.183150+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bc0820d30a590e3a5a2bce13d26d7a505f61f050","claim":"BOK FINANCIAL CORP reported financial results for three months and year ended December 31, 2023.","evidence_excerpt":"On January 24, 2024, BOK Financial Corporation (“BOK Financial”) issued a press release announcing its financial results for the three months and year ended December 31, 2023 (“Press Release”).","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/875357/000087535724000003/0000875357-24-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months and year ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}