secwatch.observer — SEC 8-K summary ====================================== Issuer: BOK FINANCIAL CORP (BOKF) CIK: 0000875357 Form: 8-K Filed at: 2024-01-24T23:59:59+00:00 Accession: 0000875357-24-000003 Event type: earnings Sentiment: neutral Materiality: 0.75 Item codes: 2.02, 7.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 BOK Financial Q4 net income $82.6M ($1.26 EPS); annual net income $531M ($8.02 EPS) -------------------------------------------------------------------------------- - Q4 net income $82.6M ($1.26 EPS) vs Q3 $134.5M ($2.04); annual $530.7M ($8.02) vs $520.3M ($7.68) in 2022. - Net interest revenue $296.7M, down $4.2M QoQ; net interest margin 2.64% vs 2.69%. - Operating expense $384.1M, up $59.8M, including $43.8M FDIC special assessment (cut EPS $0.52). - Period-end loans grew $181M to $23.9B; deposits up $367M to $34.0B; loan-to-deposit ratio 70%. - Sold BOKF Insurance for $31.0M pre-tax gain; AFS securities losses $27.6M from portfolio repositioning. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/875357/000087535724000003/0000875357-24-000003-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/875357/000087535724000003/bokf-20240124.htm HTML page: https://secwatch.observer/filing/0000875357-24-000003 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer