---
schema_version: "secwatch.filing_event.v1"
accession: "0000875357-24-000047"
form_type: "8-K"
ticker: "BOKF"
cik: "0000875357"
company_name: "BOK FINANCIAL CORP"
filed_at: "2024-10-21T23:59:59+00:00"
generated_at: "2026-05-30T12:40:15.798000+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# BOK Financial Q3 2024: EPS $2.18, net income $140M down from $163.7M in Q2; net interest margin expands to 2.68%

## Summary
- Net income $140.0M ($2.18 diluted EPS) vs $163.7M ($2.54) in Q2 2024.
- Net interest income up $12.1M to $308.1M; net interest margin 2.68% (up 12 bps).
- Period-end loans $24.0B, down $569M; deposits grew $985M to $37.2B.
- Nonperforming assets declined to $87M (0.36% of loans) from $93M; net recoveries $54K.
- Provision for credit losses $2.0M vs $8.0M in Q2; tangible common equity ratio 9.22%.

## SEC filing metadata
- accession: 0000875357-24-000047
- form_type: 8-K
- ticker: BOKF
- cik: 0000875357
- company_name: BOK FINANCIAL CORP
- filed_at: 2024-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/875357/000087535724000047/0000875357-24-000047-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/875357/000087535724000047/bokf-20241021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000875357-24-000047
- JSON: https://secwatch.observer/filing/0000875357-24-000047.json
- Plain text: https://secwatch.observer/filing/0000875357-24-000047.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.