{"schema_version":"secwatch.filing_event.v1","accession":"0000875357-25-000004","form_type":"8-K","ticker":"BOKF","cik":"0000875357","company_name":"BOK FINANCIAL CORP","filed_at":"2025-01-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.578619+00:00","generated_at":"2026-05-27T23:38:08.504302+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BOK Financial reports Q4 EPS $2.12, annual EPS $8.14; net interest margin expands","bullets":["Q4 2024 net income $136.2M ($2.12 diluted EPS) vs $140.0M ($2.18) in Q3 2024.","Full-year 2024 net income $523.6M ($8.14 per share) vs $530.7M ($8.02) in 2023.","Net interest margin improved to 2.75% from 2.68% QoQ; net interest income up $4.9M.","Nonperforming assets hit historic low of $49M (0.20% of loans); net charge-offs $528K.","Period-end deposits grew $964M to $38.2B; loan-to-deposit ratio 63%."],"urls":{"canonical":"https://secwatch.observer/filing/0000875357-25-000004","json":"https://secwatch.observer/filing/0000875357-25-000004.json","markdown":"https://secwatch.observer/filing/0000875357-25-000004.md","text":"https://secwatch.observer/filing/0000875357-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875357/000087535725000004/0000875357-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875357/000087535725000004/bokf-20250117.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T23:38:08.504302+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}