secwatch.observer — SEC 8-K summary
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Issuer:     BOK FINANCIAL CORP (BOKF)
CIK:        0000875357
Form:       8-K
Filed at:   2025-01-17T23:59:59+00:00
Accession:  0000875357-25-000004
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BOK Financial reports Q4 EPS $2.12, annual EPS $8.14; net interest margin expands
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- Q4 2024 net income $136.2M ($2.12 diluted EPS) vs $140.0M ($2.18) in Q3 2024.
- Full-year 2024 net income $523.6M ($8.14 per share) vs $530.7M ($8.02) in 2023.
- Net interest margin improved to 2.75% from 2.68% QoQ; net interest income up $4.9M.
- Nonperforming assets hit historic low of $49M (0.20% of loans); net charge-offs $528K.
- Period-end deposits grew $964M to $38.2B; loan-to-deposit ratio 63%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/875357/000087535725000004/0000875357-25-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/875357/000087535725000004/bokf-20250117.htm
  HTML page:      https://secwatch.observer/filing/0000875357-25-000004

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