{"schema_version":"secwatch.filing_event.v1","accession":"0000875357-25-000023","form_type":"8-K","ticker":"BOKF","cik":"0000875357","company_name":"BOK FINANCIAL CORP","filed_at":"2025-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.544318+00:00","generated_at":"2026-05-23T10:48:43.431624+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BOK Financial Q1 net income $119.8M ($1.86 EPS) down from $136.2M; net interest margin expands to 2.78%","bullets":["Net income $119.8M, diluted EPS $1.86; Q4'24 was $136.2M, $2.12.","Net interest income $316.3M (+$3.2M QoQ); net interest margin 2.78% (+3 bps).","Fees & commissions $184.1M, down $22.8M on lower brokerage/trading revenue.","Period-end loans $23.7B (-$424M); nonperforming assets $85M (0.36%) vs $49M.","CET1 ratio 13.31%, tangible common equity 9.48% (up 31 bps)."],"urls":{"canonical":"https://secwatch.observer/filing/0000875357-25-000023","json":"https://secwatch.observer/filing/0000875357-25-000023.json","markdown":"https://secwatch.observer/filing/0000875357-25-000023.md","text":"https://secwatch.observer/filing/0000875357-25-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875357/000087535725000023/0000875357-25-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875357/000087535725000023/bokf-20250421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T10:48:43.431624+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}