{"schema_version":"secwatch.filing_event.v1","accession":"0000875357-25-000039","form_type":"8-K","ticker":"BOKF","cik":"0000875357","company_name":"BOK FINANCIAL CORP","filed_at":"2025-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.541042+00:00","generated_at":"2026-05-18T05:30:10.353010+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"BOK Financial Q2 net income $140M ($2.19 EPS) vs $119.8M ($1.86) in Q1; NII up 3.8%","bullets":["Net income $140M ($2.19 diluted EPS) vs $119.8M ($1.86) in Q1 2025; revenue growth from NII and fees.","Net interest income $328.2M (+$11.9M); net margin expanded 2 bps to 2.80%; core NIM excl. trading up 7 bps to 3.12%.","Fees & commissions $197.3M, up $13.2M, led by brokerage (+$7.1M), fiduciary (+$3.0M), and transaction card (+$2.5M).","Loans grew $602M to $24.3B, led by CRE (+$358M) and individuals (+$263M); nonperforming assets fell to $81M (0.33%) from $85M.","Repurchased 663K shares at avg $93.99; tangible common equity ratio 9.63% (up from 9.48%); no provision for credit losses."],"urls":{"canonical":"https://secwatch.observer/filing/0000875357-25-000039","json":"https://secwatch.observer/filing/0000875357-25-000039.json","markdown":"https://secwatch.observer/filing/0000875357-25-000039.md","text":"https://secwatch.observer/filing/0000875357-25-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875357/000087535725000039/0000875357-25-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875357/000087535725000039/bokf-20250721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:30:10.353010+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}