secwatch.observer — SEC 8-K summary
======================================

Issuer:     BOK FINANCIAL CORP (BOKF)
CIK:        0000875357
Form:       8-K
Filed at:   2025-07-21T23:59:59+00:00
Accession:  0000875357-25-000039
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BOK Financial Q2 net income $140M ($2.19 EPS) vs $119.8M ($1.86) in Q1; NII up 3.8%
--------------------------------------------------------------------------------

- Net income $140M ($2.19 diluted EPS) vs $119.8M ($1.86) in Q1 2025; revenue growth from NII and fees.
- Net interest income $328.2M (+$11.9M); net margin expanded 2 bps to 2.80%; core NIM excl. trading up 7 bps to 3.12%.
- Fees & commissions $197.3M, up $13.2M, led by brokerage (+$7.1M), fiduciary (+$3.0M), and transaction card (+$2.5M).
- Loans grew $602M to $24.3B, led by CRE (+$358M) and individuals (+$263M); nonperforming assets fell to $81M (0.33%) from $85M.
- Repurchased 663K shares at avg $93.99; tangible common equity ratio 9.63% (up from 9.48%); no provision for credit losses.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/875357/000087535725000039/0000875357-25-000039-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/875357/000087535725000039/bokf-20250721.htm
  HTML page:      https://secwatch.observer/filing/0000875357-25-000039

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer