---
schema_version: "secwatch.filing_event.v1"
accession: "0000875357-25-000054"
form_type: "8-K"
ticker: "BOKF"
cik: "0000875357"
company_name: "BOK FINANCIAL CORP"
filed_at: "2025-10-20T23:59:59+00:00"
generated_at: "2026-05-17T03:19:37.457029+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# BOK Financial Q3 net income $141M ($2.22 EPS); loans grow $573M, NIM expands 11 bps

## Summary
- Net income of $140.9M ($2.22 diluted EPS) vs $140.0M ($2.19) in Q2 2025.
- Net interest income $337.6M (+$9.5M QoQ); net interest margin 2.91% (up 11 bps).
- Fees & commissions $204.4M (+$7.1M) led by record investment banking revenue from municipal underwriting.
- Period-end loans $24.9B (+$573M) with broad-based growth; deposits $38.5B (+$254M).
- Nonperforming assets fell to 0.30% of loans; Tier 1 capital ratio 13.61%; repurchased 365,547 shares at $111.

## SEC filing metadata
- accession: 0000875357-25-000054
- form_type: 8-K
- ticker: BOKF
- cik: 0000875357
- company_name: BOK FINANCIAL CORP
- filed_at: 2025-10-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/875357/000087535725000054/0000875357-25-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/875357/000087535725000054/bokf-20251020.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000875357-25-000054
- JSON: https://secwatch.observer/filing/0000875357-25-000054.json
- Plain text: https://secwatch.observer/filing/0000875357-25-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.