---
schema_version: "secwatch.filing_event.v1"
accession: "0000875357-26-000004"
form_type: "8-K"
ticker: "BOKF"
cik: "0000875357"
company_name: "BOK FINANCIAL CORP"
filed_at: "2026-01-16T23:59:59+00:00"
generated_at: "2026-05-16T10:01:31.794588+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BOK Financial reports record Q4 EPS $2.89; full-year EPS $9.17, up 12.7% YoY

## Summary
- Q4 net income $177.3M ($2.89 diluted EPS) vs $140.9M ($2.22) a year ago; record quarterly EPS.
- Full-year 2025 net income $578.0M ($9.17 diluted EPS), versus $523.6M ($8.14) for 2024.
- Q4 net interest income $345.3M (+$7.6M QoQ); net interest margin expanded 7 bps to 2.98%.
- Loans grew $786M to $25.7B, led by commercial; deposits up $935M to $39.4B.
- Repurchased 2,617,414 shares at $107.99 avg in Q4; tangible common equity ratio 9.46%.

## SEC filing metadata
- accession: 0000875357-26-000004
- form_type: 8-K
- ticker: BOKF
- cik: 0000875357
- company_name: BOK FINANCIAL CORP
- filed_at: 2026-01-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/875357/000087535726000004/0000875357-26-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/875357/000087535726000004/bokf-20260116.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000875357-26-000004
- JSON: https://secwatch.observer/filing/0000875357-26-000004.json
- Plain text: https://secwatch.observer/filing/0000875357-26-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.