{"schema_version":"secwatch.filing_event.v1","accession":"0000875357-26-000031","form_type":"8-K","ticker":"BOKF","cik":"0000875357","company_name":"BOK FINANCIAL CORP","filed_at":"2026-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.847595+00:00","generated_at":"2026-05-15T05:25:48.605021+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"BOK Financial Q1 2026 net income $156M ($2.58 EPS); loans grow $536M, credit quality improves","bullets":["Net income $155.8M ($2.58 diluted EPS) vs $177.3M ($2.89) in Q4 2025; adjusted $152.1M ($2.48) excluding gains.","Loans grew $536M to $26.2B, led by general business, energy, and multifamily CRE.","Net interest income $342.6M, down $2.7M QoQ; net interest margin 2.90% vs 2.98%.","Nonperforming assets fell to $60M (0.23%); net charge-offs $1.9M (0.03% annualized).","Period-end deposits down $758M to $38.7B; loan-to-deposit ratio 68% vs 65%."],"urls":{"canonical":"https://secwatch.observer/filing/0000875357-26-000031","json":"https://secwatch.observer/filing/0000875357-26-000031.json","markdown":"https://secwatch.observer/filing/0000875357-26-000031.md","text":"https://secwatch.observer/filing/0000875357-26-000031.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875357/000087535726000031/0000875357-26-000031-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875357/000087535726000031/bokf-20260420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:25:48.605021+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"21956b4ca2cf6dcab17cb2b076fe4b4917b4d74f","claim":"BOK FINANCIAL CORP reported financial results for the three months ended March 31, 2026.","evidence_excerpt":"On April 20, 2026, BOK Financial Corporation (“BOK Financial”) issued a press release announcing its financial results for the three months ended March 31, 2026 (“Press Release”). The full text of the Press Release is attached as Exhibit 99.1(a) to this report and is incorporated herein by reference.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/875357/000087535726000031/0000875357-26-000031-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2026"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"79e2481289b47e82f0bae9fe7d5ad1467237e9bd","claim":"BOK FINANCIAL CORP reported first quarter results: net income $155.8 million, EPS $2.58 per diluted share.","evidence_excerpt":"Net income was $155.8 million, or $2.58 per diluted share, compared to $177.3 million, or $2.89 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/875357/000087535726000031/0000875357-26-000031-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter"},{"label":"Net income","value":"$155.8 million"},{"label":"EPS","value":"$2.58 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}