---
schema_version: "secwatch.filing_event.v1"
accession: "0000875357-26-000031"
form_type: "8-K"
ticker: "BOKF"
cik: "0000875357"
company_name: "BOK FINANCIAL CORP"
filed_at: "2026-04-20T23:59:59+00:00"
generated_at: "2026-05-15T05:25:48.605021+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# BOK Financial Q1 2026 net income $156M ($2.58 EPS); loans grow $536M, credit quality improves

## Summary
- Net income $155.8M ($2.58 diluted EPS) vs $177.3M ($2.89) in Q4 2025; adjusted $152.1M ($2.48) excluding gains.
- Loans grew $536M to $26.2B, led by general business, energy, and multifamily CRE.
- Net interest income $342.6M, down $2.7M QoQ; net interest margin 2.90% vs 2.98%.
- Nonperforming assets fell to $60M (0.23%); net charge-offs $1.9M (0.03% annualized).
- Period-end deposits down $758M to $38.7B; loan-to-deposit ratio 68% vs 65%.

## SEC filing metadata
- accession: 0000875357-26-000031
- form_type: 8-K
- ticker: BOKF
- cik: 0000875357
- company_name: BOK FINANCIAL CORP
- filed_at: 2026-04-20T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/875357/000087535726000031/0000875357-26-000031-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/875357/000087535726000031/bokf-20260420.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000875357-26-000031
- JSON: https://secwatch.observer/filing/0000875357-26-000031.json
- Plain text: https://secwatch.observer/filing/0000875357-26-000031.txt

## Key facts
- Earnings Releases
  BOK FINANCIAL CORP reported financial results for the three months ended March 31, 2026.
  - Period: the three months ended March 31, 2026
  - Result: reported results
  source text: On April 20, 2026, BOK Financial Corporation (“BOK Financial”) issued a press release announcing its financial results for the three months ended March 31, 2026 (“Press Release”). The full text of the Press Release is attached as Exhibit 99.1(a) to this report and is incorporated herein by reference.
  evidence_url: https://www.sec.gov/Archives/edgar/data/875357/000087535726000031/0000875357-26-000031-index.htm
- Earnings Releases
  BOK FINANCIAL CORP reported first quarter results: net income $155.8 million, EPS $2.58 per diluted share.
  - Period: first quarter
  - Net income: $155.8 million
  - EPS: $2.58 per diluted share
  - Result: reported results
  source text: Net income was $155.8 million, or $2.58 per diluted share, compared to $177.3 million, or $2.89 per diluted share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/875357/000087535726000031/0000875357-26-000031-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.