{"schema_version":"secwatch.filing_event.v1","accession":"0000875357-26-000045","form_type":"8-K","ticker":"BOKF","cik":"0000875357","company_name":"BOK FINANCIAL CORP","filed_at":"2026-07-20T20:14:50+00:00","discovered_at":"2026-07-20T20:16:00.302462+00:00","generated_at":"2026-07-20T20:16:15.918274+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BOK Financial Q2 net income $176.5M ($2.92 EPS), up 13% QoQ; loans +$896M","bullets":["Net income $176.5M ($2.92 diluted EPS) vs $155.8M ($2.58) in Q1; adjusted EPS $2.59 excluding Visa B share gain and securities repositioning loss.","Net interest income $351.8M (+$9.3M QoQ); net interest margin 2.91% (stable); fees & commissions $202.0M (-$7.8M).","Loans grew $896M to $27.1B, broad-based; deposits up $1.2B to $39.9B; loan-to-deposit ratio 68%.","Credit quality strong: nonperforming assets 0.23% of loans, net charge-offs $500K (0.01% annualized); no provision for credit losses.","Tangible common equity ratio improved to 9.61% from 9.29%; repurchased 2,519 shares at $129.89."],"urls":{"canonical":"https://secwatch.observer/filing/0000875357-26-000045","json":"https://secwatch.observer/filing/0000875357-26-000045.json","markdown":"https://secwatch.observer/filing/0000875357-26-000045.md","text":"https://secwatch.observer/filing/0000875357-26-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875357/000087535726000045/0000875357-26-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875357/000087535726000045/bokf-20260720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-20T20:16:15.918274+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}