---
schema_version: "secwatch.filing_event.v1"
accession: "0000875357-26-000045"
form_type: "8-K"
ticker: "BOKF"
cik: "0000875357"
company_name: "BOK FINANCIAL CORP"
filed_at: "2026-07-20T20:14:50+00:00"
generated_at: "2026-07-20T20:16:15.918274+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BOK Financial Q2 net income $176.5M ($2.92 EPS), up 13% QoQ; loans +$896M

## Summary
- Net income $176.5M ($2.92 diluted EPS) vs $155.8M ($2.58) in Q1; adjusted EPS $2.59 excluding Visa B share gain and securities repositioning loss.
- Net interest income $351.8M (+$9.3M QoQ); net interest margin 2.91% (stable); fees & commissions $202.0M (-$7.8M).
- Loans grew $896M to $27.1B, broad-based; deposits up $1.2B to $39.9B; loan-to-deposit ratio 68%.
- Credit quality strong: nonperforming assets 0.23% of loans, net charge-offs $500K (0.01% annualized); no provision for credit losses.
- Tangible common equity ratio improved to 9.61% from 9.29%; repurchased 2,519 shares at $129.89.

## SEC filing metadata
- accession: 0000875357-26-000045
- form_type: 8-K
- ticker: BOKF
- cik: 0000875357
- company_name: BOK FINANCIAL CORP
- filed_at: 2026-07-20T20:14:50+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/875357/000087535726000045/0000875357-26-000045-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/875357/000087535726000045/bokf-20260720.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000875357-26-000045
- JSON: https://secwatch.observer/filing/0000875357-26-000045.json
- Plain text: https://secwatch.observer/filing/0000875357-26-000045.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.