{"schema_version":"secwatch.filing_event.v1","accession":"0000875357-26-000054","form_type":"8-K","ticker":"BOKF","cik":"0000875357","company_name":"BOK FINANCIAL CORP","filed_at":"2026-10-19T20:06:52+00:00","discovered_at":"2026-10-19T20:08:00.976971+00:00","generated_at":"2026-10-19T20:08:21.754736+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.62,"calibrated_materiality_score":0.62,"confidence":"high","headline":"BOK Financial Q3 net income $159.9M, EPS $2.64; NIM rises to 3.00% on $646M loan growth","bullets":["Q3 2026 net income $159.9M, or $2.64/diluted share, vs $176.5M/$2.92 in Q2; prior-quarter adjusted was $156.5M/$2.59 excluding Visa B gain and AFS repositioning loss.","Net interest income $370.0M, up $18.1M QoQ; NIM 3.00% vs 2.91%, and core NIM excluding trading 3.21% vs 3.13%.","Fees and commissions fell to $188.0M from $202.0M; brokerage/trading revenue dropped $13.0M (-40.1%) to $19.5M on lower fixed-income volumes and unfavorable rates.","Period-end loans rose $646M to $27.7B, led by energy +$264M, industrial CRE +$166M and mortgage finance +$137M; deposits fell $324M to $39.5B.","NPAs $67M (0.24%); net charge-offs $886K (0.01% annualized); no provision needed; CET1 12.73% and TCE 9.16%, down from 12.89%/9.61%."],"urls":{"canonical":"https://secwatch.observer/filing/0000875357-26-000054","json":"https://secwatch.observer/filing/0000875357-26-000054.json","markdown":"https://secwatch.observer/filing/0000875357-26-000054.md","text":"https://secwatch.observer/filing/0000875357-26-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875357/000087535726000054/0000875357-26-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875357/000087535726000054/bokf-20261019.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-19T20:08:21.754736+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}