secwatch.observer — SEC 8-K summary
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Issuer:     BOK FINANCIAL CORP (BOKF)
CIK:        0000875357
Form:       8-K
Filed at:   2026-10-19T20:06:52+00:00
Accession:  0000875357-26-000054
Event type: earnings
Sentiment:  positive
Materiality: 0.62
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

BOK Financial Q3 net income $159.9M, EPS $2.64; NIM rises to 3.00% on $646M loan growth
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- Q3 2026 net income $159.9M, or $2.64/diluted share, vs $176.5M/$2.92 in Q2; prior-quarter adjusted was $156.5M/$2.59 excluding Visa B gain and AFS repositioning loss.
- Net interest income $370.0M, up $18.1M QoQ; NIM 3.00% vs 2.91%, and core NIM excluding trading 3.21% vs 3.13%.
- Fees and commissions fell to $188.0M from $202.0M; brokerage/trading revenue dropped $13.0M (-40.1%) to $19.5M on lower fixed-income volumes and unfavorable rates.
- Period-end loans rose $646M to $27.7B, led by energy +$264M, industrial CRE +$166M and mortgage finance +$137M; deposits fell $324M to $39.5B.
- NPAs $67M (0.24%); net charge-offs $886K (0.01% annualized); no provision needed; CET1 12.73% and TCE 9.16%, down from 12.89%/9.61%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/875357/000087535726000054/0000875357-26-000054-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/875357/000087535726000054/bokf-20261019.htm
  HTML page:      https://secwatch.observer/filing/0000875357-26-000054

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