{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-21-000052","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2021-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:21.029311+00:00","generated_at":"2026-06-29T22:56:15.669992+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EZCORP Q3 FY2021 net loss narrows to $2.6M; PLO +39%; acquires 139 stores","bullets":["Net revenues $108.0M (+6% YoY); net loss $2.6M vs. loss $5.5M; diluted EPS -$0.05 vs. -$0.10.","Pawn loans outstanding $157.2M, up 39% YoY and 25% sequentially; inventory turnover improved to 3.1x.","Acquired 128 stores in Mexico (Cash Apoyo Efectivo) and 11 in Houston; total store count 1,143, 55% in LatAm.","Adjusted EBITDA $12.0M, more than doubled from $5.3M; on track for annualized cost savings >$14M.","Latin America segment contribution turned positive at $3.6M vs. loss of $0.7M; U.S. segment contribution $18.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-21-000052","json":"https://secwatch.observer/filing/0000876523-21-000052.json","markdown":"https://secwatch.observer/filing/0000876523-21-000052.md","text":"https://secwatch.observer/filing/0000876523-21-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652321000052/0000876523-21-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652321000052/ezpw-20210804.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T22:56:15.669992+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}