---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-21-000052"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2021-08-04T23:59:59+00:00"
generated_at: "2026-06-29T22:56:15.669992+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q3 FY2021 net loss narrows to $2.6M; PLO +39%; acquires 139 stores

## Summary
- Net revenues $108.0M (+6% YoY); net loss $2.6M vs. loss $5.5M; diluted EPS -$0.05 vs. -$0.10.
- Pawn loans outstanding $157.2M, up 39% YoY and 25% sequentially; inventory turnover improved to 3.1x.
- Acquired 128 stores in Mexico (Cash Apoyo Efectivo) and 11 in Houston; total store count 1,143, 55% in LatAm.
- Adjusted EBITDA $12.0M, more than doubled from $5.3M; on track for annualized cost savings >$14M.
- Latin America segment contribution turned positive at $3.6M vs. loss of $0.7M; U.S. segment contribution $18.1M.

## SEC filing metadata
- accession: 0000876523-21-000052
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2021-08-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652321000052/0000876523-21-000052-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652321000052/ezpw-20210804.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-21-000052
- JSON: https://secwatch.observer/filing/0000876523-21-000052.json
- Plain text: https://secwatch.observer/filing/0000876523-21-000052.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.