secwatch.observer — SEC 8-K summary
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Issuer:     EZCORP INC (EZPW)
CIK:        0000876523
Form:       8-K
Filed at:   2021-08-04T23:59:59+00:00
Accession:  0000876523-21-000052
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

EZCORP Q3 FY2021 net loss narrows to $2.6M; PLO +39%; acquires 139 stores
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- Net revenues $108.0M (+6% YoY); net loss $2.6M vs. loss $5.5M; diluted EPS -$0.05 vs. -$0.10.
- Pawn loans outstanding $157.2M, up 39% YoY and 25% sequentially; inventory turnover improved to 3.1x.
- Acquired 128 stores in Mexico (Cash Apoyo Efectivo) and 11 in Houston; total store count 1,143, 55% in LatAm.
- Adjusted EBITDA $12.0M, more than doubled from $5.3M; on track for annualized cost savings >$14M.
- Latin America segment contribution turned positive at $3.6M vs. loss of $0.7M; U.S. segment contribution $18.1M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/876523/000087652321000052/0000876523-21-000052-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/876523/000087652321000052/ezpw-20210804.htm
  HTML page:      https://secwatch.observer/filing/0000876523-21-000052

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