{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-21-000069","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2021-11-17T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.945351+00:00","generated_at":"2026-06-28T07:35:36.702733+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EZCORP Q4 net income $1.6M vs loss of $23.3M; PLO up 34% YoY","bullets":["Diluted EPS $0.03 (Q4) vs -$0.42; adjusted EPS $0.11, from $0.08.","Merchandise gross margin improved to 41% from 31%; net revenue up 33%.","Pawn loans outstanding increased 34% YoY to $175.9M; same-store PLO up 29%.","Latin America segment contribution turned positive at $6.1M vs -$3.9M loss.","Store count up 14% for year; Blair Powell promoted to President of Global Pawn."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-21-000069","json":"https://secwatch.observer/filing/0000876523-21-000069.json","markdown":"https://secwatch.observer/filing/0000876523-21-000069.md","text":"https://secwatch.observer/filing/0000876523-21-000069.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652321000069/0000876523-21-000069-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652321000069/ezpw-20211117.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T07:35:36.702733+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}