---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-22-000020"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2022-02-02T23:59:59+00:00"
generated_at: "2026-06-27T12:40:08.749200+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q1 net income up 266%; PLO +19%, revenue +24%; adjusted EPS $0.22

## Summary
- Net income $15.7M, diluted EPS $0.21 vs $0.08 YoY; adjusted EPS $0.22 vs $0.13.
- PLO increased 19% to $176.6M; merchandise sales gross profit margin 40%.
- Acquired pawn stores in Caribbean; acquisition pipeline remains robust.
- U.S. Pawn segment contribution up 67% to $34.5M; LatAm PLO up 37%.
- Cash $233.3M, down $20.4M sequentially due to PLO, inventory, and store acquisitions.

## SEC filing metadata
- accession: 0000876523-22-000020
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2022-02-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652322000020/0000876523-22-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652322000020/ezpw-20220202.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-22-000020
- JSON: https://secwatch.observer/filing/0000876523-22-000020.json
- Plain text: https://secwatch.observer/filing/0000876523-22-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.