secwatch.observer — SEC 8-K summary
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Issuer:     EZCORP INC (EZPW)
CIK:        0000876523
Form:       8-K
Filed at:   2022-08-03T23:59:59+00:00
Accession:  0000876523-22-000053
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

EZCORP Q3 net income $12.2M; record pawn loans $204.2M, up 30% YoY
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- Diluted EPS $0.17 vs loss of $0.05; adjusted EPS $0.16 vs loss of $0.03.
- Total revenue $215.8M (+24% YoY); gross profit $129.5M (+20%).
- Pawn loans outstanding record $204.2M, up 30% (US +36%, LatAm +11%).
- Merchandise sales gross margin 38%, at high end of target; inventory turnover 2.8x.
- Opened 8 de novo LatAm stores, acquired 3 Dallas stores; EZ+ Rewards 1.4M enrolled.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/876523/000087652322000053/0000876523-22-000053-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/876523/000087652322000053/ezpw-20220803.htm
  HTML page:      https://secwatch.observer/filing/0000876523-22-000053

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer