secwatch.observer — SEC 8-K summary
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Issuer:     EZCORP INC (EZPW)
CIK:        0000876523
Form:       8-K
Filed at:   2022-11-16T23:59:59+00:00
Accession:  0000876523-22-000074
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 5.02, 5.07, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

EZCORP Q4 net income jumps to $7.3M; record PLO of $210M; full-year EPS $0.70
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- Q4 total revenue $233.4M (+21%), net income $7.3M vs $1.6M, diluted EPS $0.11; adjusted EPS $0.15.
- Pawn loans outstanding hit record $210.0M, up 19% YoY, driving pawn service charge growth of 21%.
- Full-year revenue $886.2M (+21%), net income $50.2M vs $8.6M, diluted EPS $0.70; adjusted EPS $0.75.
- US Pawn segment contribution up 49% in Q4; 28 de novo stores opened in Latin America in FY22.
- CFO Thomas H. Welch, Jr. retiring Dec 31, 2022; new CIC Severance Plan adopted for other executives.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/876523/000087652322000074/0000876523-22-000074-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/876523/000087652322000074/ezpw-20221116.htm
  HTML page:      https://secwatch.observer/filing/0000876523-22-000074

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer