---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-22-000082"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2022-12-07T23:59:59+00:00"
generated_at: "2026-06-21T08:28:53.752817+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# EZCORP announces $175M convertible note offering due 2029 to refinance existing debt

## Summary
- Offering $175M (plus $25M option) of convertible senior notes due 2029 in private placement under Rule 144A.
- Proceeds to repurchase outstanding 2.875% 2024 and 2.375% 2025 convertible notes; may also buy back common stock.
- Concurrent privately negotiated repurchases of existing notes with holders, not conditioned on the offering's completion.
- Interest rate, conversion rate, and other terms to be determined at pricing; notes convertible at company's election into cash or stock.
- Offering is exempt from SEC registration; notes and underlying shares not registered under Securities Act.

## SEC filing metadata
- accession: 0000876523-22-000082
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2022-12-07T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652322000082/0000876523-22-000082-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652322000082/ezpw-20221207.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-22-000082
- JSON: https://secwatch.observer/filing/0000876523-22-000082.json
- Plain text: https://secwatch.observer/filing/0000876523-22-000082.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.