{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-22-000090","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2022-12-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.817974+00:00","generated_at":"2026-06-21T05:51:49.394648+00:00","sec_items":["1.01","2.03","3.02","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"EZCORP issues $230M of 3.75% convertible senior notes due 2029; repurchases existing notes and shares","bullets":["Issued $230M aggregate principal of 3.75% convertible senior notes due December 15, 2029.","Initial conversion rate 89.0313 shares per $1,000 principal (~$11.23 per share).","Used ~$117.5M to repurchase $109.4M of 2.875% 2024 notes and ~$62.9M to repurchase $69.1M of 2.375% 2025 notes.","Used $5.0M to repurchase ~578,703 shares of Class A common stock at $8.64 per share.","Notes are senior unsecured; redeemable after Dec 21, 2026 if stock price ≥130% of conversion price."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-22-000090","json":"https://secwatch.observer/filing/0000876523-22-000090.json","markdown":"https://secwatch.observer/filing/0000876523-22-000090.md","text":"https://secwatch.observer/filing/0000876523-22-000090.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652322000090/0000876523-22-000090-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652322000090/ezpw-20221212.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T05:51:49.394648+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2e4e623941c3a46a4246ede4bc6e2f3fa913858e","claim":"EZCORP INC incurred convertible notes of $230,000,000 with Truist Bank at 3.75% per year maturing December 15, 2029.","evidence_excerpt":"On December 12, 2022, the Company issued $230,000,000 of the Notes pursuant to an indenture, dated as of December 12, 2022 (the “Indenture”), between the Company and Truist Bank, as trustee.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/876523/000087652322000090/0000876523-22-000090-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"convertible notes"},{"label":"Principal","value":"$230,000,000"},{"label":"Counterparty","value":"Truist Bank"},{"label":"Rate","value":"3.75% per year"},{"label":"Maturity","value":"December 15, 2029"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"407daa819da4be17556b65ec6f1694fe4e73fc1b","claim":"EZCORP INC entered into Indenture with Truist Bank valued at $230,000,000 of the Notes (effective 2022-12-12).","evidence_excerpt":"On December 12, 2022, the Company issued $230,000,000 of the Notes pursuant to an indenture, dated as of December 12, 2022 (the “Indenture”), between the Company and Truist Bank, as trustee.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/876523/000087652322000090/0000876523-22-000090-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"notes offering"},{"label":"Counterparty","value":"Truist Bank"},{"label":"Value","value":"$230,000,000 of the Notes"},{"label":"Effective","value":"2022-12-12"}],"fact_type":"material_agreement"},{"claim_id":"8805fa41a22c8f98554d28b4a9017ed380d1de16","claim":"EZCORP INC entered into Purchase Agreement with Morgan Stanley & Co. LLC valued at $200,000,000 aggregate principal amount (effective 2022-12-07).","evidence_excerpt":"On December 7, 2022, EZCORP, Inc. (the “Company”) entered into a purchase agreement (the “Purchase Agreement”) with Morgan Stanley & Co. LLC, as representative (the “Representative”) of the initial purchasers (the “Initial Purchasers”), relating to the sale by the Company of $200,000,000 aggregate principal amount of its 3.75% convertible senior notes due 2029","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/876523/000087652322000090/0000876523-22-000090-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"notes offering"},{"label":"Counterparty","value":"Morgan Stanley & Co. LLC"},{"label":"Value","value":"$200,000,000 aggregate principal amount"},{"label":"Effective","value":"2022-12-07"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}