{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-23-000009","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2023-02-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.351657+00:00","generated_at":"2026-06-20T04:34:52.740731+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"EZCORP Q1 EPS $0.25 (adj. $0.28), revenue $264.3M up 20% YoY; refinanced convertible notes","bullets":["Net income $16.8M, up from $15.7M; diluted EPS $0.25 vs $0.21 YoY.","Total revenue $264.3M, +20% YoY; pawn loans outstanding up 19% to $209.9M.","Adjusted diluted EPS $0.28 vs $0.22; adjusted EBITDA $37.9M, +22%.","Issued $230M 7-year convertible notes; retired $178.5M of 2024/2025 notes.","Acquired 10 U.S. stores (Houston, Las Vegas) and opened 2 de novo stores in LatAm."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-23-000009","json":"https://secwatch.observer/filing/0000876523-23-000009.json","markdown":"https://secwatch.observer/filing/0000876523-23-000009.md","text":"https://secwatch.observer/filing/0000876523-23-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652323000009/0000876523-23-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652323000009/ezpw-20230201.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T04:34:52.740731+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}