---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-23-000009"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2023-02-01T23:59:59+00:00"
generated_at: "2026-06-20T04:34:52.740731+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q1 EPS $0.25 (adj. $0.28), revenue $264.3M up 20% YoY; refinanced convertible notes

## Summary
- Net income $16.8M, up from $15.7M; diluted EPS $0.25 vs $0.21 YoY.
- Total revenue $264.3M, +20% YoY; pawn loans outstanding up 19% to $209.9M.
- Adjusted diluted EPS $0.28 vs $0.22; adjusted EBITDA $37.9M, +22%.
- Issued $230M 7-year convertible notes; retired $178.5M of 2024/2025 notes.
- Acquired 10 U.S. stores (Houston, Las Vegas) and opened 2 de novo stores in LatAm.

## SEC filing metadata
- accession: 0000876523-23-000009
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2023-02-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652323000009/0000876523-23-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652323000009/ezpw-20230201.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-23-000009
- JSON: https://secwatch.observer/filing/0000876523-23-000009.json
- Plain text: https://secwatch.observer/filing/0000876523-23-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.