{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-23-000034","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2023-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.845778+00:00","generated_at":"2026-06-12T15:51:23.251349+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EZCORP Q3 FY2023: Revenue up 19%, EPS $0.24 vs $0.17, PLO record $229.4M","bullets":["Net income $18.2M (from $12.2M); diluted EPS $0.24 (from $0.17); adjusted EPS $0.20 (from $0.16).","Pawn loans outstanding record $229.4M, up 12% YoY; total revenue $255.8M (+19%).","U.S. segment revenue +16%; Latin America revenue +26% (+15% constant currency).","Opened 13 de novo stores (12 Latin America, 1 U.S.); store count now 540 in Mexico, 110 in Guatemala.","Merchandise sales gross margin 36% within target; aged inventory improved 60 bps QoQ."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-23-000034","json":"https://secwatch.observer/filing/0000876523-23-000034.json","markdown":"https://secwatch.observer/filing/0000876523-23-000034.md","text":"https://secwatch.observer/filing/0000876523-23-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652323000034/0000876523-23-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652323000034/ezpw-20230802.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T15:51:23.251349+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4d55fb4a87fe6b6ebb30fe7fe7913ca38fce430a","claim":"EZCORP INC reported financial results for third quarter ended June 30, 2023.","evidence_excerpt":"On August 2, 2023, EZCORP, Inc. (\"EZCORP\") issued a press release announcing its results of operations and financial condition for the full year and quarter ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/876523/000087652323000034/0000876523-23-000034-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended June 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}