---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-23-000034"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2023-08-02T23:59:59+00:00"
generated_at: "2026-06-12T15:51:23.251349+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q3 FY2023: Revenue up 19%, EPS $0.24 vs $0.17, PLO record $229.4M

## Summary
- Net income $18.2M (from $12.2M); diluted EPS $0.24 (from $0.17); adjusted EPS $0.20 (from $0.16).
- Pawn loans outstanding record $229.4M, up 12% YoY; total revenue $255.8M (+19%).
- U.S. segment revenue +16%; Latin America revenue +26% (+15% constant currency).
- Opened 13 de novo stores (12 Latin America, 1 U.S.); store count now 540 in Mexico, 110 in Guatemala.
- Merchandise sales gross margin 36% within target; aged inventory improved 60 bps QoQ.

## SEC filing metadata
- accession: 0000876523-23-000034
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2023-08-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652323000034/0000876523-23-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652323000034/ezpw-20230802.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-23-000034
- JSON: https://secwatch.observer/filing/0000876523-23-000034.json
- Plain text: https://secwatch.observer/filing/0000876523-23-000034.txt

## Key facts
- Earnings Releases
  EZCORP INC reported financial results for third quarter ended June 30, 2023.
  - Period: third quarter ended June 30, 2023
  - Result: reported results
  source text: On August 2, 2023, EZCORP, Inc. ("EZCORP") issued a press release announcing its results of operations and financial condition for the full year and quarter ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/876523/000087652323000034/0000876523-23-000034-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.