{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-23-000048","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2023-11-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.216293+00:00","generated_at":"2026-06-08T03:00:02.471233+00:00","sec_items":["2.02","5.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EZCORP Q4 revenue up 16% to $270.5M; adjusted EPS $0.23 vs $0.15; PLO record $245.8M","bullets":["Q4 net income $10.3M ($0.15 diluted EPS) vs $7.3M ($0.11) prior year; adjusted EPS $0.23.","Full year revenue surpassed $1B ($1,049M), +18% YoY; gross profit +15% to $609.8M.","Pawn loans outstanding rose 17% to $245.8M; same-store PLO +14% on strong demand.","Latin America PLO +19% (7% constant currency); 19 new stores opened in region in Q4.","CEO Lachie Given entered U.K. employment contract on Nov 14; terms mirror existing U.S. arrangement."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-23-000048","json":"https://secwatch.observer/filing/0000876523-23-000048.json","markdown":"https://secwatch.observer/filing/0000876523-23-000048.md","text":"https://secwatch.observer/filing/0000876523-23-000048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652323000048/0000876523-23-000048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652323000048/ezpw-20231115.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T03:00:02.471233+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}