---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-23-000048"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2023-11-15T23:59:59+00:00"
generated_at: "2026-06-08T03:00:02.471233+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q4 revenue up 16% to $270.5M; adjusted EPS $0.23 vs $0.15; PLO record $245.8M

## Summary
- Q4 net income $10.3M ($0.15 diluted EPS) vs $7.3M ($0.11) prior year; adjusted EPS $0.23.
- Full year revenue surpassed $1B ($1,049M), +18% YoY; gross profit +15% to $609.8M.
- Pawn loans outstanding rose 17% to $245.8M; same-store PLO +14% on strong demand.
- Latin America PLO +19% (7% constant currency); 19 new stores opened in region in Q4.
- CEO Lachie Given entered U.K. employment contract on Nov 14; terms mirror existing U.S. arrangement.

## SEC filing metadata
- accession: 0000876523-23-000048
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2023-11-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 5.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652323000048/0000876523-23-000048-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652323000048/ezpw-20231115.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-23-000048
- JSON: https://secwatch.observer/filing/0000876523-23-000048.json
- Plain text: https://secwatch.observer/filing/0000876523-23-000048.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.