secwatch.observer — SEC 8-K summary
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Issuer:     EZCORP INC (EZPW)
CIK:        0000876523
Form:       8-K
Filed at:   2023-11-15T23:59:59+00:00
Accession:  0000876523-23-000048
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 5.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

EZCORP Q4 revenue up 16% to $270.5M; adjusted EPS $0.23 vs $0.15; PLO record $245.8M
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- Q4 net income $10.3M ($0.15 diluted EPS) vs $7.3M ($0.11) prior year; adjusted EPS $0.23.
- Full year revenue surpassed $1B ($1,049M), +18% YoY; gross profit +15% to $609.8M.
- Pawn loans outstanding rose 17% to $245.8M; same-store PLO +14% on strong demand.
- Latin America PLO +19% (7% constant currency); 19 new stores opened in region in Q4.
- CEO Lachie Given entered U.K. employment contract on Nov 14; terms mirror existing U.S. arrangement.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/876523/000087652323000048/0000876523-23-000048-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/876523/000087652323000048/ezpw-20231115.htm
  HTML page:      https://secwatch.observer/filing/0000876523-23-000048

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