{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-24-000028","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2024-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.118747+00:00","generated_at":"2026-05-31T14:42:35.104469+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EZCORP reports record Q3 revenues, PLO up 14% to $261.7M","bullets":["Total revenues rose 10% YoY to $281.4M; gross profit up 12% to $166.7M.","Pawn loans outstanding (PLO) hit a record $261.7M, up 14%; same-store PLO up 12%.","Net income of $18.0M vs $18.2M; adjusted net income increased 14% to $17.0M.","Adjusted diluted EPS of $0.23 vs $0.20; adjusted EBITDA up 15% to $31.6M.","Added 12 stores during quarter (6 de novo, 1 in U.S., 5 acquired); repurchased $3.0M in shares."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-24-000028","json":"https://secwatch.observer/filing/0000876523-24-000028.json","markdown":"https://secwatch.observer/filing/0000876523-24-000028.md","text":"https://secwatch.observer/filing/0000876523-24-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652324000028/0000876523-24-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652324000028/ezpw-20240731.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T14:42:35.104469+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}