---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-24-000028"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2024-07-31T23:59:59+00:00"
generated_at: "2026-05-31T14:42:35.104469+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# EZCORP reports record Q3 revenues, PLO up 14% to $261.7M

## Summary
- Total revenues rose 10% YoY to $281.4M; gross profit up 12% to $166.7M.
- Pawn loans outstanding (PLO) hit a record $261.7M, up 14%; same-store PLO up 12%.
- Net income of $18.0M vs $18.2M; adjusted net income increased 14% to $17.0M.
- Adjusted diluted EPS of $0.23 vs $0.20; adjusted EBITDA up 15% to $31.6M.
- Added 12 stores during quarter (6 de novo, 1 in U.S., 5 acquired); repurchased $3.0M in shares.

## SEC filing metadata
- accession: 0000876523-24-000028
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2024-07-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652324000028/0000876523-24-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652324000028/ezpw-20240731.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-24-000028
- JSON: https://secwatch.observer/filing/0000876523-24-000028.json
- Plain text: https://secwatch.observer/filing/0000876523-24-000028.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.