{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-25-000020","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2025-02-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.585196+00:00","generated_at":"2026-05-27T03:09:03.241644+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EZCORP Q1 FY2025 net income up 9% to $31.0M; record PLO of $274.8M","bullets":["Diluted EPS rose 11% to $0.40; adjusted EPS up 17% to $0.42.","Total revenues increased 7% to $320.2M; adjusted EBITDA grew 12% to $53.0M.","US Pawn PLO up 15% to $220.2M; Latin America PLO up 19% on constant-currency basis.","Merchandise sales gross margin within target at 35%; aged inventory at 2.1%.","Cash & equivalents $174.5M, up from $170.5M at Sept 30, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-25-000020","json":"https://secwatch.observer/filing/0000876523-25-000020.json","markdown":"https://secwatch.observer/filing/0000876523-25-000020.md","text":"https://secwatch.observer/filing/0000876523-25-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652325000020/0000876523-25-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652325000020/ezpw-20250205.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T03:09:03.241644+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}