---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-25-000020"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2025-02-05T23:59:59+00:00"
generated_at: "2026-05-27T03:09:03.241644+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q1 FY2025 net income up 9% to $31.0M; record PLO of $274.8M

## Summary
- Diluted EPS rose 11% to $0.40; adjusted EPS up 17% to $0.42.
- Total revenues increased 7% to $320.2M; adjusted EBITDA grew 12% to $53.0M.
- US Pawn PLO up 15% to $220.2M; Latin America PLO up 19% on constant-currency basis.
- Merchandise sales gross margin within target at 35%; aged inventory at 2.1%.
- Cash & equivalents $174.5M, up from $170.5M at Sept 30, 2024.

## SEC filing metadata
- accession: 0000876523-25-000020
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2025-02-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652325000020/0000876523-25-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652325000020/ezpw-20250205.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-25-000020
- JSON: https://secwatch.observer/filing/0000876523-25-000020.json
- Plain text: https://secwatch.observer/filing/0000876523-25-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.