{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-25-000047","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2025-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.550594+00:00","generated_at":"2026-05-23T05:30:16.223662+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"confidence":"high","headline":"EZCORP Q2 fiscal 2025 net income up 18%, EPS $0.33; record PLO $261.8M","bullets":["Net income rose 18% to $25.4M; diluted EPS $0.33 (+14%); adjusted EPS $0.34 (+21%).","Total revenues $306.3M (+7%); adjusted EBITDA $45.1M (+23%).","Pawn loans outstanding (PLO) record $261.8M, up 11% YoY; U.S. PLO +15%, Latin America constant-currency PLO +17%.","Completed $300M private placement of senior notes due 2032; cash balance $505.2M.","Segment contribution: U.S. $47.1M (+16%); Latin America $10.6M (+30% constant-currency)."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-25-000047","json":"https://secwatch.observer/filing/0000876523-25-000047.json","markdown":"https://secwatch.observer/filing/0000876523-25-000047.md","text":"https://secwatch.observer/filing/0000876523-25-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652325000047/0000876523-25-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652325000047/ezpw-20250428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T05:30:16.223662+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}