---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-25-000047"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2025-04-28T23:59:59+00:00"
generated_at: "2026-05-23T05:30:16.223662+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.78
calibrated_materiality_score: 0.78
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q2 fiscal 2025 net income up 18%, EPS $0.33; record PLO $261.8M

## Summary
- Net income rose 18% to $25.4M; diluted EPS $0.33 (+14%); adjusted EPS $0.34 (+21%).
- Total revenues $306.3M (+7%); adjusted EBITDA $45.1M (+23%).
- Pawn loans outstanding (PLO) record $261.8M, up 11% YoY; U.S. PLO +15%, Latin America constant-currency PLO +17%.
- Completed $300M private placement of senior notes due 2032; cash balance $505.2M.
- Segment contribution: U.S. $47.1M (+16%); Latin America $10.6M (+30% constant-currency).

## SEC filing metadata
- accession: 0000876523-25-000047
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2025-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.78
- calibrated_materiality_score: 0.78
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652325000047/0000876523-25-000047-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652325000047/ezpw-20250428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-25-000047
- JSON: https://secwatch.observer/filing/0000876523-25-000047.json
- Plain text: https://secwatch.observer/filing/0000876523-25-000047.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.