{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-25-000049","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2025-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.550868+00:00","generated_at":"2026-05-23T01:36:03.847496+00:00","sec_items":["7.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"EZCORP retires $103.4M convertible notes; most converted to equity","bullets":["Holders converted ~$97M of 2.375% notes into ~6.1M shares at $15.90/share.","Company repaid remaining $6.4M principal plus $1.2M interest and fractional shares.","Notes matured on May 1, 2025; issued in 2018.","Conversion election made in October 2024; physical settlement.","Retirement eliminates $103.4M debt, diluted equity by 6.1M shares."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-25-000049","json":"https://secwatch.observer/filing/0000876523-25-000049.json","markdown":"https://secwatch.observer/filing/0000876523-25-000049.md","text":"https://secwatch.observer/filing/0000876523-25-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652325000049/0000876523-25-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652325000049/ezpw-20250501.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T01:36:03.847496+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}