{"schema_version":"secwatch.filing_event.v1","accession":"0000876523-25-000065","form_type":"8-K","ticker":"EZPW","cik":"0000876523","company_name":"EZCORP INC","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.545359+00:00","generated_at":"2026-05-17T23:24:50.024207+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"EZCORP Q3 net income up 48% to $26.5M; adjusted EPS $0.33, revenue up 11%","bullets":["Net income $26.5M (+48% YoY); diluted EPS $0.34 (+36%); adjusted EPS $0.33 (+38%).","Total revenues $311.0M (+11%); PLO record $291.6M (+11%).","Adjusted EBITDA $45.2M (+42%); U.S. segment contribution $47.6M (+32%), LatAm $12.4M (+20%).","Acquired 40 stores in Mexico on June 17; total store count 1,336 (545 US, 791 LatAm).","Cash $472.1M, up from $170.5M after $300M senior notes issuance for growth."],"urls":{"canonical":"https://secwatch.observer/filing/0000876523-25-000065","json":"https://secwatch.observer/filing/0000876523-25-000065.json","markdown":"https://secwatch.observer/filing/0000876523-25-000065.md","text":"https://secwatch.observer/filing/0000876523-25-000065.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/876523/000087652325000065/0000876523-25-000065-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/876523/000087652325000065/ezpw-20250730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:24:50.024207+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}