---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-25-000065"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2025-07-30T23:59:59+00:00"
generated_at: "2026-05-17T23:24:50.024207+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q3 net income up 48% to $26.5M; adjusted EPS $0.33, revenue up 11%

## Summary
- Net income $26.5M (+48% YoY); diluted EPS $0.34 (+36%); adjusted EPS $0.33 (+38%).
- Total revenues $311.0M (+11%); PLO record $291.6M (+11%).
- Adjusted EBITDA $45.2M (+42%); U.S. segment contribution $47.6M (+32%), LatAm $12.4M (+20%).
- Acquired 40 stores in Mexico on June 17; total store count 1,336 (545 US, 791 LatAm).
- Cash $472.1M, up from $170.5M after $300M senior notes issuance for growth.

## SEC filing metadata
- accession: 0000876523-25-000065
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2025-07-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652325000065/0000876523-25-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652325000065/ezpw-20250730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-25-000065
- JSON: https://secwatch.observer/filing/0000876523-25-000065.json
- Plain text: https://secwatch.observer/filing/0000876523-25-000065.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.