EZCORP Q4 net income +76% to $26.7M, EPS $0.34; FY revenue record $1.27B

EZCORP INC

2025-FY EPS reported $1.42 revenue$1,274,280,000

Q4 net income $26.7M (76% YoY increase); diluted EPS $0.34 (62% increase); adjusted diluted EPS $0.34 (36% increase).
Q4 total revenue $336.8M (+14%); gross profit $198.6M (+13%); adjusted EBITDA $47.9M (+33%).
Full-year revenue $1,274.3M (+10%); net income $109.6M (+$26.5M); diluted EPS $1.42 (+29%).
Pawn loans outstanding record $307.5M (+12%); store count grew by 81 to 1,360 stores (52 acquired, 40 opened de novo).
Cash increased to $469.5M from $170.5M, driven by $300M Senior Notes due 2032 issuance and operating cash flow.

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