---
schema_version: "secwatch.filing_event.v1"
accession: "0000876523-26-000046"
form_type: "8-K"
ticker: "EZPW"
cik: "0000876523"
company_name: "EZCORP INC"
filed_at: "2026-05-06T23:59:59+00:00"
generated_at: "2026-05-14T23:04:57.897038+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# EZCORP Q2 FY2026 net income up 93% to $49.1M, revenue up 46% to $446.9M

## Summary
- Diluted EPS $0.61 (up 85% YoY); adjusted EPS $0.58 (up 76%).
- Adjusted EBITDA up 76% to $76.9M; total revenues $446.9M (+46%).
- Pawn loans outstanding record $349.4M (+33%); added 123 stores in Q2, now 1,506.
- Acquired controlling stake in SMG (Jan 2, 2026) and 32 stores in Guatemala in April.
- US Pawn segment contribution +59% to $78.1M; LatAm Pawn +38% to $19.1M.

## SEC filing metadata
- accession: 0000876523-26-000046
- form_type: 8-K
- ticker: EZPW
- cik: 0000876523
- company_name: EZCORP INC
- filed_at: 2026-05-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/876523/000087652326000046/0000876523-26-000046-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/876523/000087652326000046/ezpw-20260506.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000876523-26-000046
- JSON: https://secwatch.observer/filing/0000876523-26-000046.json
- Plain text: https://secwatch.observer/filing/0000876523-26-000046.txt

## Source-grounded claims
- claim_id: 3b645e53cd31daaf24ea40bd427471546cd0b9c5
  claim: EZCORP INC reported the second quarter ended March 31, 2026 results: revenue $446.9 million, net income $49.1 million, EPS $0.61.
  evidence_excerpt: 85% to $0.61. On an adjusted basis 1 , diluted earnings per share increased 76% to $0.58. • Adjusted EBITDA increased 76% to $76.9 million. • Total revenues increased 46% to $446.9 million, while gross profit increased 46% to $260.0 million. • Pawn loans outstanding (PLO) increased 33% to $349.4 million. • Completed the acquisition of Founders One, LLC ("Founders")
  evidence_url: https://www.sec.gov/Archives/edgar/data/876523/000087652326000046/0000876523-26-000046-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.